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The Effect of Electronic Banking on the Cost Efficiency of Commercial Banks: An Empirical Study
the effect of electronic banking automatic teller machine automated clearing house
2011/11/1
This study investigates the effect of electronic banking, as measured by the extent to which banks make use of automatic teller machine (ATM), on their cost efficiency, before and after the 1997 Asian...
Banking in transition economies: does foreign ownership enhance profitability?
banking foreign ownership profitability transition countries
2011/10/29
This paper studies the relationship between foreign ownership and bank performance. A cross-section of 216 banks in transition economies in Central and Eastern Europe and Central Asia is used. In the ...
The Effects of ATM Surcharges on Small Banking Organizations
Automated teller machine banks surcharge
2010/11/5
Effective April 1, 1996, the Cirrus and Plus national ATMnetworks modified their operating
rules to allow ATMowners to impose surcharges on other banks’ customers who use their ATMs.
Since 1996, sur...
Intellectual Capital and Value Creation: Evidence from the Portuguese Banking Industry
Intellectual capital human capital relational capital structural capital value creation
2009/7/17
Intellectual capital has been described as the intangibles that drive the organizational value creation and nurture the sustainable competitive advantage. However, these intangibles cannot create valu...
Do Community Banks Gain Competitive Advantage with Online Banking?
Community Banks Competitive Advantage Online Banking
2009/7/15
Parameters involved with e-banking are: customer acceptance and satisfaction, service rendered, value added for both the organization and consumer, privacy issues, profitability, operational risk, and...