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Beyond Testing: Empirical Models of Insurance Markets
asymmetric information adverse selection
2015/7/17
We describe recent advances in the empirical analysis of insurance
markets. This new research proposes ways to estimate individual
demand for insurance and the relationship between prices and
insur...
Disability Income Insurance: The Private Market and the Impact of Genetic Testing
disability insurance industry the potential impact income insurance individual insurance
2011/9/7
This article discusses the disability insurance industry in order to provide context regarding the potential impact of genetic testing on disability insurance. It describes disability income insurance...
Designing Optimal Disability Insurance: A Case for Asset Testing
Disability Insurance: Asset Testing Optimal
2014/3/18
We analyze an implementation of an optimal disability insurance system as a competitive equilibrium with taxes. An optimum is implemented by an asset tested disability system in which a disability tra...