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Tax incentives and the demand for life insurance: evidence from Italy
Tax incentives Portfolio choice
2015/7/23
The theoretical literature suggests that taxation can have a large impact on household
portfolio selection and allocation. In this paper we analyze the tax treatment of life
insurance, considering t...
Understanding the Advice of Commissions-Motivated Agents:Evidence from the Indian Life Insurance Market
Customers Insurance Product Service Operations Agency Theory Sales Motivation and Incentives
2015/4/27
We conduct a series of field experiments to evaluate two competing views of the role of financial service intermediaries in providing product recommendations to potentially uninformed consumers. One v...
Relations between Positive and Negative Attributional Styles and Sales Performance as Moderated by Length of Insurance Sales Experience among Japanese Life Insurance Sales Agents
Attributional Style Sales Performance Japan
2013/2/21
Past studies have shown that a sales agent’s attributional style for positive and negative events is related to sales performance. The aim of the present study was to examine an agent’s length of sale...
Life Insurance Purchasing to Maximize Utility of Household Consumption
Life insurance utility maximization optimal consumption optimal investment exponential utility
2012/6/5
We determine the optimal amount of life insurance for a household of two wage earners. We consider the simple case of exponential utility, thereby removing wealth as a factor in buying life insurance,...
Health, disability, and life insurance experiences of working-age persons with multiple sclerosis
disability insurance health insurance life insurance multiple sclerosis poverty
2011/9/7
Working-age Americans with multiple sclerosis (MS) may face considerable financial insecurities when they become unable to work and lack the health, disability, and life insurance typically offered th...
Life Insurance for Living Kidney Donors: A Canadian Undercover Investigation
Insurability insurance insurance, life kidney transplantation
2011/9/6
Some living kidney donors encounter difficulties obtaining life insurance, despite previous surveys of insurance companies reporting otherwise. To better understand the effect of donation on insurabil...
Health and life insurance as an alternative tomalpractice tort law
social purposes of deterrence punishment and compensation defensive practices effective care
2011/9/5
Background: Tort law has legitimate social purposes of deterrence, punishment and compensation, but medical tort law does none of these well. Tort law could be counterproductive in medicine, encouragi...
LIFE (INSURANCE) BEGINS AT 50
life insurance a variety of reasons benefits and drawbacks cash-value policies
2011/9/5
The article discusses life insurance for people in their fifties and beyond. For a variety of reasons in may be financially prudent not to dispense with life insurance during one's later years. The be...
Optimal Life Insurance Purchase, Consumption and Investment on a financial market with multi-dimensional diffusive terms
stochastic optimal control consumption-investment problems life-insurance
2011/3/23
We introduce an extension to Merton's famous continuous time model of optimal consumption and investment, in the spirit of previous works by Pliska and Ye, to allow for a wage earner to have a random ...
Is employer-sponsored life insurance declining relative to other benefits?
employer-sponsored benefits life insurance
2009/6/15
Is employer-sponsored life insurance declining relative to other benefits?
Half the participants in group life insurance plans of medium and large firms face reduced or discontinued benefits as they grow older; reduced coverage generally begins at age 65, frequently with a s...
The Life Insurance Association, Singapore (LIA) was registered in 1962 as a society under the Registry of Societies. From 1962 to 1974, LIA was the sole trade association for life insurance companies ...
Employer-sponsored life insurance：a new look
full-time employees medium-sized private firms large private firms
2009/5/12
For the first time, the Bureau of Labor Statistics derives average amounts of life insurance coverage for full-time employees of medium-sized and large private firms. This article reports on the firs...
The availability of life insurance for retired employees is limited. Moreover, where it is available, coverage frequently is less generous than that provided for active workers. This article examin...
Growth of employer-sponsored group life insurance
group life insurance employee benefits packages
2009/5/8
Since it was first offered 80 years ago, employer-sponsored group life insurance has become a fixture of most employee benefits packages. Over time, however, plan features have been updated to meet th...